Budgeting worksheet

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(for adolescents) 

What is the theory behind this Budgeting worksheet?

Personal budget refers to managing your income and expenses in a way that you do not end up running out of money as well as your basic needs are also kept appropriately. Typical budget categories include housing, utilities, groceries, and transportation. It also includes reducing debt such as loans and credit cards,  saving for the future for instance, retirement or emergency expenses. Research indicates that parents who teach their children who are taught budgeting and managing finances are mentally more healthy in their adulthood.

How will the worksheet help?    

This worksheet will help the younger clients in managing their limited money related issues and also save money for themselves for later use. This will provide them confidence and agency to manage finances in their adulthood. 

How to use this worksheet?

To use this worksheet, the facilitator is required to explain the form below to the younger clients. Then clients will fill the form monthly. 

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