Budgeting Worksheet For Students

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What Are the Theories Behind This Budgeting Worksheet For Students?

Budgeting is a financial management skill – a detailed plan you write down to decide how you will manage and spend each month. The purpose is to track the spending, prioritize the needs, and allocate funds to meet short-term and long-term goals.

The theories behind this worksheet align with the principles of financial education, behavior economics, and practical skill development, and the relevant therapies include:

  • Financial Counseling – helps people to build financial skills and overall financial health.
  • Cognitive behavioral therapy (CBT) – to address money-related attitudes and behaviors.

How Will This Worksheet Help You?

This worksheet aims to make informed and conscious financial decisions about money.

  • Financial management skills 
  • Responsible spending habits.
  • Goal setting and planning.

How Should You Use This Worksheet?

You can use this worksheet by simply writing the responses. It would help you map out your key expenses and budget for weeks and months.

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